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Should I rent or buy?
Buying isn't automatically better — it depends on how long you stay. This compares both paths honestly: the renter invests the down payment and any monthly difference, and the buyer pays every cost of ownership including selling.
If you buy
PURCHASEAgent commission, transfer taxes and the usual concessions — commonly 6–9%.
If you rent
RENTALWhat the renter earns investing the down payment and any monthly savings.
This is the single biggest lever on the answer. Whichever side pays less each month only comes out ahead if they actually invest the difference instead of spending it — and the same share is applied to both sides.
Defaulted from your 0-year horizon. Change it if that is not the plan.
Enter a home price, a monthly rent, and how long you plan to stay.
All four happen in your browser. Your figures are not sent anywhere — the email opens in your own mail app, already filled in.
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