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What will my investments be worth?

A projection is only honest if it includes the two things that quietly shrink it: fees and inflation. This one shows the headline number and what that money is actually worth in today's dollars.

Your portfolio

INPUTS
$
$
%
yrs
%
%

Actively managed equity funds averaged 0.64% in 2025; index equity funds averaged 0.05% (ICI, asset-weighted).

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Optional — model raises that let you save more each year.

Projected value

PROJECTION
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Add a starting balance or monthly contribution, an expected return, and a time horizon.

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All four happen in your browser. Your figures are not sent anywhere — the email opens in your own mail app, already filled in.

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What one percentage point of fees actually costsA written guide to the rules behind this calculator →
For educational purposes only. Assumes a constant annual return, which real markets never deliver. Does not account for taxes on gains in taxable accounts, sequence-of-returns risk, or changes in contribution limits. Not investment advice.