Money tools
Should I invest all at once or dollar-cost average?
You have a lump of money. Do you invest it all today, or feed it in over months? Pick a market scenario and see how both strategies play out on exactly the same price path — then check the table, which runs every scenario at once.
Your money
INPUTSThe underlying trend the scenario moves around. Can be negative.
Optional. Money queued to be invested usually sits in a savings or money-market account rather than at zero — what that actually earns.
Averaging wins when prices fall first. Lump sum wins when they rise.
How each finished
RESULTEnter an amount and how many months you'd spread it over.
All four happen in your browser. Your figures are not sent anywhere — the email opens in your own mail app, already filled in.
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